Accounting & Bookkeeping
Full-cycle bookkeeping for LLCs (DOO) and entrepreneurs (Preduzetnik): monthly VAT (PDV) returns, payroll & IOPPD filings, CROO employee registration, e-fiscalization, and annual financial statements (Završni račun).
Accounting Services in Ulcinj
Focus onyour business.Leave the accounting to us.
Transparent bookkeeping, tax compliance, and timely reporting - we handle the complete accounting for your business in Montenegro.
7
years of experienceoperating in Montenegro
7
certified accountantson our in-house team
100+
active clientson ongoing support
3
working languagesMontenegrin, Albanian, English
Our Services
Company Formation
Turnkey setup for DOO or Sole Proprietorship in CRPS: articles of incorporation, VAT (PDV) registration, eFiskalizacija setup, and corporate bank account assistance in Montenegro.
Tax Advisory
Pre-launch tax modeling, guidance on Montenegrin VAT rates (21% / 7% / 0%), corporate profit & dividend tax, contract review, and compliant tax optimization.
Accounting Recovery
Tax card reconciliation with Poreska uprava, prior-period audits, correction of IOPPD and VAT returns, ledger reconstruction, and overdue statutory filings.
Business & Residency Support
Document preparation for residence & work permits (Boravak), municipal and tourist board registrations, business licensing, and representation before tax authorities.
How We Work
- 01
You Provide Source Docs
- Incoming and outgoing invoices
- Monthly bank statements
- Fiscal receipts and contracts
- Employee & payroll records
- In person at our office or digitally
- 02
We Handle Books & Taxes
- Post all transactions to the general ledger
- Prepare and file monthly VAT (PDV) & IOPPD returns
- Monitor eFiskalizacija compliance
- Represent you before the Tax Administration
- Notify you ahead of every tax payment deadline
- 03
You Operate with Confidence
- Statutory filings submitted on time with zero penalties
- Complete clarity on upcoming VAT and tax amounts
- Accurate annual balance sheet (Završni račun)
- Compliant employment contracts and HR records
- Direct access to your dedicated accountant
Your Trusted Partner in Montenegro
SMART FINANCE is an established accounting firm with a permanent office in central Ulcinj (Bulevar Majke Tereze BB). We support both newly formed and operating companies (DOO) as well as sole proprietors (Preduzetnik), serving local enterprises and international founders across the Montenegrin coast and nationwide.
Every client works with a dedicated certified accountant experienced in your specific sector - from hospitality and seasonal tourism to construction, retail, and IT. We handle all communications with the Tax Administration (Poreska uprava), municipal bodies, and banks with strict accuracy and confidentiality.
Who We Work With
Restaurants & Cafés
HoReCa cost accounting, F&B recipes and inventory norms, POS fiscalization, seasonal staff registration, and payroll.
Apartments & Tourism
Short- and long-term rental accounting, tourist tax compliance (Boravišna taksa), seasonal operations, and fiscal reporting.
Construction
Construction project accounting, VAT (PDV) credit and recovery, subcontractor agreements, and material ledger tracking.
Retail & Wholesale
Retail and wholesale bookkeeping, import & customs documentation, warehouse price calculations (Kalkulacije), and VAT.
Small & Medium Business
Comprehensive accounting for IT companies, consulting and service agencies, cross-border invoicing, and international founders.
Request a Consultation
Tell us about your business. We will get in touch, calculate your monthly support cost, and answer your questions.
+382 69 925 899smartfinance-ul@outlook.com
Bulevar Majke Tereze BB, Ulcinj
Mon - Fri: 08:00 - 16:00
Sat - Sun: Closed